Keep your life free from love of money, and be content with what you have, for he has said, “I will never leave you nor forsake you.” – Hebrews 13 5

The pandemic has made us all take a second look at our finances. It also has reminded us that money isn’t everything and to be grateful for the moments we have together. Below are four tips to help you manage and prioritize your finances when times get tough. 


  1. Create a budget and cut costs: Do you really need all of those video streaming subscriptions? Can you turn your basement into a gym? Do you need to eat out every week? Can you afford to buy those gifts for friends or family? There’s always something you can cut from your family budget. Start with the luxuries and the things you want but don’t need. Consider what may be an indulgence. These are the type of questions you should be asking each other as you work on your monthly budget.
  2. Review your priorities: What do you absolutely have to have? Do you have a diet that you have to have but may cost more? Maybe your video stream subscription is the only entertainment you have or maybe you have to keep your car to get to work.
  3. Think of additional streams of income: Do you have a talent that you can use to make additional income? Maybe you can do administrative work on the side? If you’re a teacher, you may want to consider tutoring. If you are in finance, can you help others with their taxes? You may even consider taking a retail position over the weekend.
  4. Remember that you are in this together: When finances are tight, relationships are bound to be strained. Remember that you are not alone and look at your partner for support as you both navigate this season. Make sure you and your partner are on the same page and create a plan for times like this.